​Jacobz Insurance Terms and Conditions

Effective Date: July 23, 2026
Last Updated: July 23, 2026

1. Acceptance of Terms

By accessing or using the Jacobz Insurance website, submitting a form, requesting a quote, or using our services, you agree to these Terms and Conditions.

If you do not agree, please do not use our website or services.

2. Changes to These Terms

Jacobz Insurance may update these Terms at any time. Updated Terms will be posted on our website with a revised “Last Updated” date.

Your continued use of the website after changes are posted means you accept the updated Terms.

3. Insurance Quotes and Coverage

Insurance quotes are estimates based on the information provided and are subject to underwriting approval, carrier requirements, eligibility, and final pricing.

Submitting a quote request does not create insurance coverage.

Coverage is not effective until:

• The application is approved;

• Any required payment is received;

• The insurance carrier confirms coverage; and

• An effective date is provided.

Do not cancel existing insurance until you receive confirmation that your new policy is active.

Your insurance policy, declarations page, endorsements, exclusions, and carrier documents control the actual terms of coverage.

4. Accuracy of Information

You agree to provide complete and accurate information when requesting a quote, applying for coverage, making a payment, or requesting a policy change.

Incorrect or incomplete information may affect your quote, premium, eligibility, coverage, or claims.

You are responsible for reviewing your insurance documents and notifying Jacobz Insurance of any errors or changes.

5. Use of the Website

You may use this website only for lawful purposes.

You may not:

• Submit false or unauthorized information;

• Attempt to access restricted systems or data;

• Interfere with the website’s operation;

• Introduce viruses or harmful software;

• Copy or distribute website content without permission; or

• Use the website for fraudulent or unlawful activity.

Jacobz Insurance may restrict access if these Terms are violated.

6. Intellectual Property

All website text, graphics, logos, images, designs, forms, and other content are owned by or licensed to Jacobz Insurance unless otherwise stated.

You may view or print content for personal, noncommercial use.

You may not copy, modify, reproduce, publish, distribute, or commercially use website content without written permission.

7. Privacy

Your use of our website and services is also governed by the Jacobz Insurance Privacy Policy.

The Privacy Policy is available at:

[INSERT PRIVACY POLICY URL]

8. SMS Messaging Terms

By providing your mobile phone number and choosing to receive text messages, you consent to receive SMS or MMS messages from Jacobz Insurance.

Messages may include:

• Insurance quote follow-ups;

• Policy-review reminders;

• Renewal reminders;

• Appointment reminders;

• Customer-service messages;

• Billing or document requests;

• Policy updates;

• Home and auto bundle opportunities; and

• Marketing messages when you have provided marketing consent.

Consent to receive marketing texts is not required to receive a quote, purchase insurance, or receive services.

Message frequency may vary. Standard message and data rates may apply.

Opting Out

Reply STOP at any time to unsubscribe.

You may receive one final confirmation message. After that, you will no longer receive messages unless you opt in again.

Rejoining

You may rejoin the SMS program by completing the opt-in process again.

Help

Reply HELP for assistance or contact:

Phone: 432- 897-
Email: jacobzinsurance@gmail.com

Carrier Disclaimer

Wireless carriers are not responsible for delayed, blocked, or undelivered messages.

SMS Privacy

Jacobz Insurance will not sell or share your mobile phone number, SMS consent, or opt-in information with third parties or affiliates for their own marketing purposes.

We may share limited information with service providers only as needed to operate our messaging program.

9. Third-Party Websites

Our website may include links to insurance carriers, payment processors, social-media platforms, and other third-party services.

Jacobz Insurance is not responsible for the content, privacy practices, security, or availability of third-party websites.

Your use of a third-party website is governed by that third party’s terms and privacy policy.

10. Website Disclaimer

The website and its content are provided on an “as is” and “as available” basis.

Jacobz Insurance does not guarantee that:

• The website will always be available;

• All information will be complete or error-free;

• A particular insurance product will be available;

• A quote will remain unchanged; or

• An application will be approved.

Website information is for general informational purposes and does not replace the terms of an issued insurance policy.

11. Limitation of Liability

To the fullest extent permitted by law, Jacobz Insurance will not be responsible for indirect, incidental, special, or consequential damages resulting from:

• Use of the website;

• Reliance on website information;

• Website interruptions;

• Third-party websites;

• Delayed messages; or

• Incorrect information submitted by a user.

Insurance carriers are responsible for their own underwriting, pricing, coverage, cancellation, nonrenewal, and claims decisions.

12. Termination

Jacobz Insurance may suspend or terminate access to the website if a user violates these Terms, engages in fraudulent activity, creates a security risk, or misuses the website.

Termination of website access does not cancel or change an existing insurance policy.

13. Governing Law

These Terms are governed by the laws of the State of Texas, except where another applicable law controls.

Any dispute relating to an insurance policy may also be governed by the policy and the applicable insurance carrier’s terms.

14. Contact Us

For questions about these Terms, the website, or the Jacobz Insurance SMS program, contact:

Jacobz Insurance

2000 W. Wall St.
Suite J
Midland, TX 79701
United States

Phone: 432-897-0509

Email: jacobzinsurance@gmail.com

Website: jacobzinsurance.com

15. Copyright

Copyright © 2026 Jacobz Insurance. All rights reserved.

Jacobz Insurance
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