Flood Insurance
At Jacobz Insurance, we know how important it is to protect your home from the unexpected. Flooding can cause major damage, which is why we offer tailored flood insurance policies designed to protect your property and belongings. Whether you’re in a high-risk flood area or simply want added peace of mind, our team will work with you to create coverage that fits your needs and keeps your home protected.
Building Property Coverage
Floods can cause extensive damage to your home’s structure. Building property coverage from Jacobz Insurance helps cover the cost of repairing or rebuilding key parts of your home, including walls, floors, and permanent fixtures, after a covered flood event.
Personal Property Coverage
Your personal belongings hold great value, and flood damage can lead to costly losses. Flood insurance from Jacobz Insurance can help protect your personal property—including furniture, electronics, and other valuables. Our team will work with you to customize coverage that fits your needs and helps you recover quickly from flood-related damage.
Replacement Cost vs. Actual Cash Value
When choosing flood insurance, it’s important to understand the difference between replacement cost and actual cash value coverage. Replacement cost covers the expense of replacing damaged items at current prices, while actual cash value factors in depreciation. At Jacobz Insurance, we offer both options—so you can select the coverage that best aligns with your budget and recovery goals.